MIAMI - JULY 17: Josephine Martinez is handcuffed as she is taken into custody by Miami-Dade police Mortgage Fraud Task Force during an early morning raid July 17, 2008 in Miami, Florida. Martinez was arrested during Operation: "Life is Good", which included the arrest of 15 people suspected of being involved with mortgage fraud. The individuals were arrested for activity that included, but not limited to racketeering, conspiracy to racketeer, use of personal identification information, grand theft, and money laundering. Some statistics show that Florida ranks first in the nation for mortgage fraud and second in the number of foreclosures. The task force is comprise of various agencies including the Miami-Dade Police Department, Miami-Dade County State Attorney's Office, Florida Attorney General's Office, Florida Department of Law Enforcement, State of Florida Department of Financial Services, FBI, U.S. Attorney's Office, Office of the Treasury and others. (Photo by Joe Raedle/Getty Images)

MIAMI - JULY 17: Josephine Martinez is handcuffed as she is taken into custody by Miami-Dade police Mortgage Fraud Task Force during an early morning raid July 17, 2008 in Miami, Florida. Martinez was arrested during Operation: "Life is Good", which included the arrest of 15 people suspected of being involved with mortgage fraud. The individuals were arrested for activity that included, but not limited to racketeering, conspiracy to racketeer, use of personal identification information, grand theft, and money laundering. Some statistics show that Florida ranks first in the nation for mortgage fraud and second in the number of foreclosures. The task force is comprise of various agencies including the Miami-Dade Police Department, Miami-Dade County State Attorney's Office, Florida Attorney General's Office, Florida Department of Law Enforcement, State of Florida Department of Financial Services, FBI, U.S. Attorney's Office, Office of the Treasury and others. (Photo by Joe Raedle/Getty Images)